Profile: Unity One Federal Credit Union

About Unity One

In 1927, the credit Union that eventually became Unity One Federal Credit Union was created by a group of railway clerks with the great Northern Railroad located in Minnesota. This small group of employees recognized the need to provide an alternative to "for-profit" financial institutions who wouldn't make loans to people of average means and usually charged high rates and fees to those who did receive loans. We work hard to provide you with the kind of top-quality products, technology, and service you deserve and we offer a wide range of products and services to meet all your financial needs effectively and economically.

From our humble beginnings, we have continually strived to promote thrift and provide low-cost loans to members, exemplifying the credit union philosophy of "people helping people." Unlike other financial institutions, we work for your benefit. That's our purpose as a member-owned, not-for-profit cooperative. To reflect this unique benefit of credit union membership, our profits are returned to members in the form of lower rates on loans and greater returns on savings and investment accounts. Also unique is our volunteer Board of Directors, elected by the membership and working to secure your financial goals.

Our Main Purpose

Our primary goal is complete member satisfaction in the products and services we provide and in our staff of knowledgeable professionals trained to help you achieve your financial goals.

Our Member Policy

"Once a member, always a member" is our policy so you can always retain your membership regardless of job status or place of residence. And all your immediate relatives are also eligible to join.